Provident Centre - Block 04

27 Wharf Road, North Point, Hong Kong
HKD $ 10.3M | SA 733 SF | GA 846 SF | 3BD | 2BA
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Property number: 111885 Updated : 2026/01/07
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Layout / Parking Space

Management / Government Fee

Description

Description
  • It looks out to the other buildings at a comfortable distance.
Internal Condition
  • This unit has been completely fitted with easy to maintain floor tiles, and nice split type air-cons in all the rooms.
  • The living and dining room is rectangular shape and spacious enough to accommodate various furniture setup.
  • Master bedroom can fit a queen bed and wardrobe.
  • Second bedroom allows for a double bed and a wardrobe.
  • Third bedroom is suitable as an office or guest room.
  • There is a niche in the hallway for additional storage. Deep bay windows for additional storage or seating options.
  • Fitted open kitchen comes with essential appliances, built-in cabinets and countertops.
  • Bathrooms have been well maintained.

Building

Low-rise Apartment, Year built 1982 ( Building age 44 )

Mortgage Calculator

Monthly Repayment
$36,095
Minimum Household Income
$72,190
Mortgage Plan
Expenses
Stamp Duty [1]
386,250
Agent Commission [2]
103,000
Sub Total
489,250
Deposit
Initial Deposit (5%) [3]
515,000
S & P Agreement (5%) [3]
515,000
Further Down Payment
2,060,000
Sub Total
3,090,000
Total Cash Outlay
3,579,250

Financing
7,210,000
Total Interest Payable
3,618,500
Total Repayment
10,828,500
Monthly Repayment
36,095

[1] Exact Stamp Duty to be determined by Government
[2] Exact Real Estate Agent Commission to be confirmed by Real Estate Agent
[3] Normally 5% of the purchase price (Exact % to be negotiated between buyer and seller)
The calculated values are based on assumptions and provide an approximate result for your reference only.

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