Phase 2 - Midvale Village - Pine View

23 Middle Lane, Discovery Bay, Outlying Islands
HKD $ 19.8M | SA 1,166 SF | GA 1,444 SF | 3BD | 2BA
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Property number: 94838 Updated : 2025/10/21
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Description

Description
  • Wonderful open views over Discovery Bay out towards Hong Kong Island to the front and green views to the rear.
Internal Condition
  • Newly renovated duplex apartment with matt floorboards, split air-con and white walls throughout.
  • Modern decor with an abundance of natural light.
  • Combined living and dining areas on the upper floor extends to a large L-shaped terrace through bi-fold doors with outdoor furniture.
  • Family room on the lower floor with solid bi-fold doors, provides a flexible space which could alternatively be used as a guest bedroom with access to a built-in wardrobe in the hallway for additional storage space.
  • Study room with wall mounted cupboards is accessed from the lower floor hallway.
  • Master bedroom on the lower floor is facilitated with wall-to-wall built-in wardrobes and has a semi open ensuite bathroom with double sink basins, dressing table and enclosed freestanding shower with wall mounted and rain head attachments.
  • Fully equipped open kitchen with large island for food preparation includes a four-ring electric hob, range hood, seperate built-in oven and microwave, freestanding fridge freezer, dishwasher and breakfast bar with a view for informal dining.
  • A conservatory room is accessed from the kitchen and leads to a small terrace with gas barbeque.
  • Guest bathroom with seperate freestanding bath and shower is accessed from the lower floor hallway.
External Area
  • Large L-shape terrace provides a great setting for sun lounging, outdoor gatherings and parties with access from the living area.
  • Small terrace is accessed from the conservatory off the kitchen.

Building

High-rise Apartment, Year built 1986 ( Building age 39 )

Mortgage Calculator

Monthly Repayment
$69,387
Minimum Household Income
$138,774
Mortgage Plan
Expenses
Stamp Duty [1]
742,500
Agent Commission [2]
198,000
Sub Total
940,500
Deposit
Initial Deposit (5%) [3]
990,000
S & P Agreement (5%) [3]
990,000
Further Down Payment
3,960,000
Sub Total
5,940,000
Total Cash Outlay
6,880,500

Financing
13,860,000
Total Interest Payable
6,956,100
Total Repayment
20,816,100
Monthly Repayment
69,387

[1] Exact Stamp Duty to be determined by Government
[2] Exact Real Estate Agent Commission to be confirmed by Real Estate Agent
[3] Normally 5% of the purchase price (Exact % to be negotiated between buyer and seller)
The calculated values are based on assumptions and provide an approximate result for your reference only.