On Lok Building

1-4 Tai On Terrace, Sheung Wan, Hong Kong
HKD $ 12M | SA 763 SF | GA 1,100 SF | 2BD | 2BA
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Property number: 82615 Updated : 2025/08/18
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Description

Description
  • Vibrant views of the charming Sai Ying Pun low-rise neighbourhood.
Internal Condition
  • Unique apartment with modern renovation and split-level air-conditioning.
  • Combined living and dining room is bright and has plenty of space for Western style furniture.
  • Master bedroom can accommodate a king-size bed and features a small walk-in closet that can be used as wardrobe.
  • Master bathroom has a modern decor in cool blue.
  • Second ensuite bedroom is smaller than master bedroom but can still hold a decent size bed.
  • Second ensuite bathroom is a warm brown with a modern look.
  • Open kitchen features lots of useful appliances such as Western style oven, electronic stove with range hood, washer dryer, fridge freezer and even a dish sterilizer. The large mobile work station with wooden chopping board surface will be appreciated by a passionate chef.
External Area
  • Huge private rooftop terrace accessible via communal staircase with two spacious areas including a sink and storage facilities with work surfaces. There are a number of pot plants to delight gardening enthusiasts.

Building

Year built 1973 ( Building age 52 )

Mortgage Calculator

Monthly Repayment
$42,053
Minimum Household Income
$84,106
Mortgage Plan
Expenses
Stamp Duty [1]
450,000
Agent Commission [2]
120,000
Sub Total
570,000
Deposit
Initial Deposit (5%) [3]
600,000
S & P Agreement (5%) [3]
600,000
Further Down Payment
2,400,000
Sub Total
3,600,000
Total Cash Outlay
4,170,000

Financing
8,400,000
Total Interest Payable
4,215,900
Total Repayment
12,615,900
Monthly Repayment
42,053

[1] Exact Stamp Duty to be determined by Government
[2] Exact Real Estate Agent Commission to be confirmed by Real Estate Agent
[3] Normally 5% of the purchase price (Exact % to be negotiated between buyer and seller)
The calculated values are based on assumptions and provide an approximate result for your reference only.