My Central

23 Graham Street, Central, Hong Kong
HKD $ 23M | SA 839 SF | 3BD | 2BA
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Property number: 172231 Updated : 2025/10/15
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Layout / Parking Space

Description

Description
  • It looks out to the surrounding buildings and streets.
Internal Condition
  • Bright living and dining room has full height doors opening to the balcony.
  • Efficient layout of the living and dining room allows for an optimal arrangement of furniture.
  • All bedrooms come with full height large bay windows bringing in lots of natural light.
  • The layout of the master bedroom is very efficient for furniture configuration with a balcony attached.
  • Other bedrooms can be used as a study or guest room.
  • The fully fitted kitchen comes with electric hob, exhaust hood, built-in microwave & oven, built-in fridge, and washer & dryer together with nice work bench and built-in cabinets.
  • Bathrooms have been tastefully designed with marble finishes and tiling.
External Area
  • The balcony off the living and dining room would be a cozy and airy outdoor area for a tea break.
  • The balcony off the master bedroom is great for an evening drink or keeping some plants.

Building

High-rise Apartment, Year built 2018 ( Building age 7 )

Communal Facilities
  • Gym
Clubhouse Facilities
  • Gym
  • Sauna
  • Swimming Pool
Transportation
  • Bus
  • Close to Escalator
  • Mini-bus
Shopping
  • Convenient Store
  • Grocery Store
  • Supermarket
  • Wet Market

Mortgage Calculator

Monthly Repayment
$80,601
Minimum Household Income
$161,202
Mortgage Plan
Expenses
Stamp Duty [1]
977,501
Agent Commission [2]
230,000
Sub Total
1,207,501
Deposit
Initial Deposit (5%) [3]
1,150,000
S & P Agreement (5%) [3]
1,150,000
Further Down Payment
4,600,000
Sub Total
6,900,000
Total Cash Outlay
8,107,501

Financing
16,100,000
Total Interest Payable
8,080,300
Total Repayment
24,180,300
Monthly Repayment
80,601

[1] Exact Stamp Duty to be determined by Government
[2] Exact Real Estate Agent Commission to be confirmed by Real Estate Agent
[3] Normally 5% of the purchase price (Exact % to be negotiated between buyer and seller)
The calculated values are based on assumptions and provide an approximate result for your reference only.