My Central

New
23 Graham Street, Central, Hong Kong
HKD $ 20.9M | HKD $ 40K Incl. | SA 679 SF | 2BD | 2BA
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Property number: 168484 Updated : 2025/04/07
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Layout / Parking Space

Description

Description
  • A metropolitan view of the prosperous city from every corner of the home.
  • There are open views of the business districts with the architectural design of the prestigious commercial buildings.
Internal Condition
  • Bright and airy living and dining room with expansive windows, high ceiling and sliding doors opening to the balcony.
  • Living and dining room with an open kitchen looks especially spacious and airy without partitioning.
  • Spacious living and dining room has great potential for any imaginative decorations.
  • The layout of the master bedroom is very efficient for furniture configuration.
  • Each bedroom has an efficient layout for bed and wardrobe.
  • The kitchen is equipped with all essential appliances. Very good size with plenty of workbench and cupboard spaces.
  • Bathrooms have been tastefully designed with marble finishes and tiling.
  • Bathrooms have been very well maintained.
External Area
  • The balcony off the living and dining room would be a cozy and airy outdoor area for a tea break.
  • The balcony off the master bedroom is great for an evening drink or keeping some plants.

Building

High-rise Apartment, Year built 2018 ( Building age 7 )

Communal Facilities
  • Gym
Clubhouse Facilities
  • Gym
  • Sauna
  • Swimming Pool
Transportation
  • Bus
  • Close to Escalator
  • Mini-bus
Shopping
  • Convenient Store
  • Grocery Store
  • Supermarket
  • Wet Market

Mortgage Calculator

Monthly Repayment
$73,172
Minimum Household Income
$146,344
Mortgage Plan
Expenses
Stamp Duty [1]
223,000
Agent Commission [2]
208,800
Sub Total
431,800
Deposit
Initial Deposit (5%) [3]
1,044,000
S & P Agreement (5%) [3]
1,044,000
Further Down Payment
4,176,000
Sub Total
6,264,000
Total Cash Outlay
6,695,800

Financing
14,616,000
Total Interest Payable
7,335,600
Total Repayment
21,951,600
Monthly Repayment
73,172

[1] Exact Stamp Duty to be determined by Government
[2] Exact Real Estate Agent Commission to be confirmed by Real Estate Agent
[3] Normally 5% of the purchase price (Exact % to be negotiated between buyer and seller)
The calculated values are based on assumptions and provide an approximate result for your reference only.