Island Road, 45

45 Island Road, Deep Water Bay, Hong Kong
HKD $ 51M | HKD $ 80K Incl. | SA 1,314 SF | GA 1,634 SF | 3BD | 2BA
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Property number: 19798 Updated : 2025/04/16
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Layout / Parking Space

Description

Description
  • Enjoy the privacy and natural setting of your own terrace.
Internal Condition
  • A countryside low-rise apartment providing high space efficiency, two large bedrooms with ensuite facilities, and a wrap-around terrace; ideal for a nature-loving family that want outside space and comfort away from the city.
  • Vintage style interior decoration with lots of dark-colour wood features, excellent craftsmanship and painting/artwork.
  • Large rectangular floor plan with well appointed living area next to the large expansive windows and a generous dining area close to the private terrace exit.
  • Floor-to-ceiling wardrobes and a walk-in closet in the master suite ensure abundance storage space.
  • The ensuite bathroom features a spacious rain shower in glass panels.
  • Second bedroom has been installed a big closet.
  • Study is wonderfully fitted out with two walls of bookshelves and a long built-in desk.
  • Kitchen is a modern style with black cabinets, stainless service tops and all essential appliances.
  • Utility room off the kitchen can be used for storage.
  • Separate bathroom in the helper's quarters next to the terrace for privacy.
External Area
  • Stone and grass ground, trees and plants make the wrap-around terrace a lovely hideout area for your family.

Building

Low-rise Apartment, Year built 1992 ( Building age 33 )

TV & Air con
  • Cable TV
  • Satellite TV
Clubhouse Facilities
  • Gym
  • Outdoor Swimming Pool
Children Facilities
  • Children's Playground
Transportation
  • Bus
  • Mini-bus

Mortgage Calculator

Monthly Repayment
$178,723
Minimum Household Income
$357,446
Mortgage Plan
Expenses
Stamp Duty [1]
2,167,500
Agent Commission [2]
510,000
Sub Total
2,677,500
Deposit
Initial Deposit (5%) [3]
2,550,000
S & P Agreement (5%) [3]
2,550,000
Further Down Payment
10,200,000
Sub Total
15,300,000
Total Cash Outlay
17,977,500

Financing
35,700,000
Total Interest Payable
17,916,900
Total Repayment
53,616,900
Monthly Repayment
178,723

[1] Exact Stamp Duty to be determined by Government
[2] Exact Real Estate Agent Commission to be confirmed by Real Estate Agent
[3] Normally 5% of the purchase price (Exact % to be negotiated between buyer and seller)
The calculated values are based on assumptions and provide an approximate result for your reference only.