Elgin Street, 36-38

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36-38 Elgin Street, Central, Hong Kong
HKD $ 12.8M | HKD $ 30K Incl. | SA 643 SF | GA 850 SF | 1BD | 1.5BA
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Property number: 35302 Updated : 2025/08/29
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Layout / Parking Space

Description

Description
  • Looks out to the surrounding buildings and streets.
Internal Condition
  • Charming colonial low-rise apartment in neutral tone and with simple modern style decoration and furniture.
  • Open plan living and dining room is bright and spacious featuring wall-to-wall windows.
  • Large master bedroom consists of a big built-in wardrobe and can fit a queen-size bed.
  • Modern open kitchen complete with built-in electric hob, exhaust hood, oven and fridge.
  • White-colour fitting in the master bathroom and guest powder room are of good quality.
External Area
  • Good-size communal roof terrace is fitted with outdoor furniture. A washing machine is installed on the roof.

Building

Low-rise Apartment, Year built 1959 ( Building age 66 )

Mortgage Calculator

Monthly Repayment
$44,856
Minimum Household Income
$89,712
Mortgage Plan
Expenses
Stamp Duty [1]
480,000
Agent Commission [2]
128,000
Sub Total
608,000
Deposit
Initial Deposit (5%) [3]
640,000
S & P Agreement (5%) [3]
640,000
Further Down Payment
2,560,000
Sub Total
3,840,000
Total Cash Outlay
4,448,000

Financing
8,960,000
Total Interest Payable
4,496,800
Total Repayment
13,456,800
Monthly Repayment
44,856

[1] Exact Stamp Duty to be determined by Government
[2] Exact Real Estate Agent Commission to be confirmed by Real Estate Agent
[3] Normally 5% of the purchase price (Exact % to be negotiated between buyer and seller)
The calculated values are based on assumptions and provide an approximate result for your reference only.